5 Documents Every Claim Should Include
When filing a car insurance claim, submitting the right documents is essential to speed up the process and get the compensation you deserve. Missing or incomplete paperwork can lead to delays — or even a denial. Here are the 5 must-have documents for every successful claim:
1. Police Report:
A police report provides an official account of the accident, including date, time, location, and officer observations. Most insurers require this, especially for major collisions.
2. Photos and Video Evidence:
Clear images of vehicle damage, the accident scene, license plates, and injuries can strongly support your claim. Video footage (dashcam or phone) adds even more credibility.
3. Insurance Information Exchange:
You’ll need the names, contact details, license numbers, and insurance policies of all parties involved in the crash. This helps insurers verify responsibility.
4. Repair Estimates or Invoices:
Attach at least one professional repair estimate, or final invoices if repairs are already done. This helps justify the compensation amount.
5. Medical Records (if injured):
Include doctor’s reports, prescriptions, or hospital bills to support any injury claim. These prove the extent and cost of treatment.
With these five documents, your claim stands on solid ground — and moves faster through approval.